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Card	Welcome offer	Fee	Other	Dining	Hotels	Travel	Airfare	Gas / Fuel	Groceries	Advertising / Telecom	Rideshare / Transit	Shopping	Utilities	Streaming	Health / Fitness	Shipping	Entertainment
American ExpressThe Business Platinum Card® biz	Up to 300,000 pts	$895	1x		5x		5x			2x								Details
American ExpressAmex® Business Gold Card biz	Up to 200,000 pts	$375	1x	4x			3x	4x		4x	4x	4x	4x					Details
American ExpressPlatinum Card®	Up to 175,000 pts	$895	1x		5x		5x											Details
ChaseSapphire Reserve for Business℠ biz	200,000 pts ≈$3,000	$795	1x		4x	8x	4x			3x	5x							Details
Capital OneVenture X Business biz	150,000 pts ≈$2,775	$395	2x		10x	5x												Details
ChaseInk Business Preferred® biz	100,000 pts ≈$2,050	$95	1x			3x				3x			3x			3x		Details
ChaseSapphire Reserve®	100,000 pts ≈$2,050	$795	1x	3x	4x	8x	4x				5x				10x			Details
American ExpressAmex® Gold Card	Up to 100,000 pts	$325	1x	4x	5x	2x	3x		4x									Details
Capital OneVenture Business biz	100,000 pts ≈$1,850	$95	2x		5x													Details
CitiCiti® / AAdvantage® Executive World Legend Mastercard®	125,000 miles ≈$1,813	$695	1x		12x		4x											Details
ChaseAir Canada Aeroplan®	115,000 pts ≈$1,725	$195	1x	2x		3x	3x	2x	2x									Details
Capital OneVenture Rewards	75,000 pts ≈$1,688	$95	2x		5x													Details
ChaseSapphire Preferred®	75,000 pts ≈$1,538	$95	1x	3x	2x	5x		3x	3x					3x				Details
CitiStrata Elite℠	75,000 pts ≈$1,425	$595	1.5x	6x	12x		6x											Details
BiltBilt Palladium	50,000 pts ≈$1,400	$495	2x	5x	4x		3x				4x							Details
Capital OneVenture X Rewards	75,000 pts ≈$1,388	$395	2x		10x	5x												Details
American ExpressDelta SkyMiles® Platinum	Up to 90,000 miles ends Nov 4, 2026	$350	1x	2x	3x		3x		2x									Details
American ExpressMarriott Bonvoy Brilliant®	150,000 pts ≈$1,375 offer ended	$650	2x	3x	6x		3x											Details
American ExpressDelta SkyMiles® Gold	Up to 80,000 miles ends Nov 4, 2026	$150waived 1st yr	1x	2x			2x		2x									Details
ChaseWorld of Hyatt Business biz	70,000 pts ≈$1,155	$1993% FTF	1x	2x	4x	2x	2x	2x		2x	2x				2x	2x		Details
American ExpressMarriott Bonvoy Bevy™	125,000 pts ≈$1,088 offer ended	$250	2x	4x	6x				4x									Details
Wells FargoAutograph Journey®	60,000 pts ≈$1,050	$953% FTF	1x	3x	5x	3x	4x											Details
ChaseMarriott Bonvoy Boundless®	4 Free Night Awards (≤50k each) after $3,000 in 3 months ≈$1,050	$95	2x	3x	6x			3x	3x									Details
ChaseSouthwest Rapid Rewards® Premier Business Credit Card biz	80,000 pts ≈$1,000 ends Oct 26, 2026	$149	1x	2x	2x	2x	3x	2x										Details
SynchronyVirgin Red Rewards Mastercard	60,000 pts ≈$970	$99	1x	2x	3x	3x	3x	2x	2x					2x				Details
BarclaysJetBlue Plus Card	70,000 pts ≈$945	$99	1x	2x			6x		2x									Details
CitiCiti® / AAdvantage Business™ World Elite Mastercard® biz	65,000 miles ≈$943	$99	1x			2x	2x			2x								Details
Capital OneVentureOne Business biz	50,000 pts ≈$925	0	1.5x		5x													Details
American ExpressMarriott Bonvoy Business® biz	100,000 pts ≈$850 ends Nov 4, 2026	$125	2x	4x	6x			4x		4x						4x		Details
BarclaysWyndham Rewards Earner Premier	120,000 pts ≈$840	$395	1x	4x	8x	4x			4x									Details
ChaseIHG One Rewards Premier Business biz	150,000 pts ≈$825	$99	3x	5x	10x	5x		5x		5x		5x						Details
ChaseIHG One Rewards Premier®	190,000 pts ≈$825	$99	3x	5x	10x	5x		5x										Details
ChaseInk Business Cash® biz	$750 cash back after $6,000 in 3 months ≈$750	0	1x	2x				2x				5x	5x					Details
ChaseInk Business Unlimited® biz	$750 cash back after $6,000 in 3 months ≈$750	0	1.5x															Details
Capital OneSpark 1.5% Cash Select biz	$750 cash bonus after $6,000 in 3 months ≈$750	0	1.5x		5x													Details
U.S. BankTriple Cash Rewards Visa® Business biz	$750 cash back after $6,000 in 6 months ≈$750	0	1x	3x	5x			3x		3x		3x						Details
U.S. BankBusiness Altitude Connect Visa Signature® biz	75,000 pts ≈$750	$95	1x	2x		5x / 4x												Details
Bank of AmericaPremium Rewards® Elite	75,000 pts ≈$750	$550	1.5x	2x		2x												Details
ChaseUnited Explorer	60,000 miles ≈$720	$150waived 1st yr	1x	2x	2x	3x	9x											Details
American ExpressHilton Honors American Express Surpass®	130,000 pts ≈$620 ends Jan 13, 2027	$150	3x	6x	12x			6x	6x			4x						Details
U.S. BankBusiness Leverage Visa Signature® biz	$600 in rewards (60,000 points) after $6,000 in 120 days ≈$600	$95	2x / 1x			5x												Details
Bank of AmericaPremium Rewards	60,000 pts ≈$600	$953% FTF	1.5x	2x		2x												Details
American ExpressDelta SkyMiles® Reserve	50,000 miles ≈$600 ends Nov 4, 2026	$650	1x				3x											Details
PenFedPathfinder Business	50,000 pts ≈$550	$95	1.5x	3x		4x												Details
Wells FargoChoice Privileges® Mastercard®	60,000 pts ≈$510	0	1x		5x			3x	3x			3x	3x					Details
Wells FargoSignify Business Cash® biz	$500 cash rewards bonus after $5,000 in 3 months ≈$500	0	2x															Details
USAAEagle Navigator® Visa Signature®	50,000 pts ≈$500 ends Jan 31, 2027	$95	2x			3x												Details
ChaseIHG One Rewards Traveler	90,000 pts ≈$495	0	2x	3x	5x			3x					3x	3x				Details
ChaseMarriott Bonvoy Bold™	45,000 pts ≈$338	0	1x	2x	3x				2x		2x		2x	2x				Details
American ExpressBlue Cash Preferred®	Up to $300	$95waived 1st yr · 2.7% FTF	1x			3x		3x	6x		3x			6x				Details
American ExpressBlue Business Cash® biz	$250 cash back after $3,000 in 3 months ≈$250	02.7% FTF	2x															Details
CitiAT&T Points Plus® Card from Citi	$200 statement credit after $1,000 in 3 months ≈$200	0	1x					3x	2x				2x					Details
American ExpressBlue Cash Everyday®	Up to $200	02.7% FTF	1x					3x	3x			3x						Details
U.S. BankCash+® Visa Signature®	$200 bonus after $1,000 in 90 days ≈$200	0	1x					2x				5x						Details
CitiDouble Cash®	$200 (as 20,000 TYP) after $1,500 in 6 months ≈$200	03% FTF	2x			5x												Details
ChaseFreedom Unlimited®	$200 after $500 in 3 months ≈$200	03% FTF	1.5x	3x		5x					2x				3x			Details
Capital OneSavor™ Rewards	$200 cash bonus after $500 in 3 months ≈$200	0	1x	3x		5x			3x					3x			3x	Details
FidelityFidelity Rewards Visa Signature	$150 cash back after $1,500 in 3 months ≈$150	0	2x															Details
Wells FargoActive Cash® Credit Card	$100 cash rewards after $500 in 3 months ≈$100	03% FTF	2x															Details
DiscoverDiscover it® Miles	Unlimited Discover® Match — every mile earned in year 1 is matched, no minimum spend	0	1.5x															Details

Which card wins my spend?

Card	Earns/yr	Fee	Net
Bilt Bilt Palladium	$1,320	$495	$825
Citi Strata Elite℠	$1,368	$595	$773
Chase Freedom Unlimited®	$738	$0	$738
Capital One Savor™ Rewards	$666	$0	$666
Chase Sapphire Preferred®	$738	$95	$643
American Express Amex® Gold Card	$960	$325	$635
American Express Amex® Business Gold Card	$960	$375	$585
Wells Fargo Autograph Journey®	$630	$95	$535

Earning value = rate × spend × per-point value (cited valuations, see each card). Caps and exclusions applied. Credits toggle adds the face value of stated annual credits.

Changelog — 10 most recent updates Full changelog →

2026-10-01 offer changeIHG One Rewards Premier® · welcome offer terms: 140000 → 180000 src
2026-09-29 verifiedcatalog · verified at set: 10 cards re-verified vs issuer pages
2026-09-29 verifiedcatalog · verified at set: 9 cards re-verified vs issuer pages
2026-09-29 Signify Business Cash® added — Signify Business Cash®
2026-09-29 verifiedcatalog · verified at set: 10 cards re-verified vs issuer pages
2026-09-29 verifiedcatalog · verified at set: 10 cards re-verified vs issuer pages
2026-09-29 verifiedcatalog · verified at set: 9 cards re-verified vs issuer pages
2026-09-28 Southwest Rapid Rewards® Premier Business Credit Card added — Southwest Rapid Rewards® Premier Business Credit Card
2026-09-28 verifiedcatalog · verified at set: 10 cards re-verified vs issuer pages
2026-09-28 verifiedcatalog · verified at set: 9 cards re-verified vs issuer pages

Credit Card Database — compare welcome bonuses, fees and earning rates

Which card wins my spend?

Changelog — 10 most recent updates Full changelog →