| Card | Welcome offer | Fee | Other | Dining | Hotels | Travel | Airfare | Groceries | Gas / Fuel | Utilities | Rideshare / Transit | Advertising / Telecom | Streaming | Shopping | Health / Fitness | Shipping | Entertainment | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 American ExpressThe Business Platinum Card® biz |
Up to 300,000 pts |
$895 | 1x | 5x | 5x | 2x | Details | |||||||||||
200,000 pts ≈$4,100 |
$795 | 1x | 4x | 8x | 4x | 5x | 3x | Details | ||||||||||
| American ExpressAmex® Business Gold Card biz |
Up to 200,000 pts |
$375 | 1x | 4x | 3x | 4x | 4x | 4x | 4x | 4x | Details | |||||||
| American ExpressPlatinum Card® |
Up to 175,000 pts |
$895 | 1x | 5x | 5x | Details | ||||||||||||
150,000 pts ≈$2,775 |
$395 | 2x | 10x | 5x | Details | |||||||||||||
100,000 pts ≈$2,050ends Sep 17, 2026 · 1d |
0 | 1x | 2x | 2x | 5x | 5x | Details | |||||||||||
100,000 pts ≈$2,050ends Sep 17, 2026 · 1d |
0 | 1.5x | Details | |||||||||||||||
100,000 pts ≈$2,050 |
$95 | 1x | 3x | 3x | 3x | 3x | Details | |||||||||||
100,000 pts ≈$2,050 |
$795 | 1x | 3x | 4x | 8x | 4x | 5x | 10x | Details | |||||||||
| American ExpressAmex® Gold Card |
Up to 100,000 pts |
$325 | 1x | 4x | 5x | 2x | 3x | 4x | Details | |||||||||
100,000 pts ≈$1,850 |
$95 | 2x | 5x | Details | ||||||||||||||
 CitiCiti® / AAdvantage® Executive World Legend Mastercard® |
125,000 miles ≈$1,813 |
$695 | 1x | 2x | 12x | 4x | Details | |||||||||||
115,000 pts ≈$1,725 |
$195 | 1x | 2x | 3x | 3x | 2x | 2x | Details | ||||||||||
75,000 pts ≈$1,688 |
$95 | 2x | 5x | Details | ||||||||||||||
75,000 pts ≈$1,538 |
$95 | 1x | 3x | 2x | 5x | 3x | 3x | 3x | Details | |||||||||
| CitiStrata Elite℠ |
75,000 pts ≈$1,425 |
$595 | 1.5x | 6x | 12x | 6x | Details | |||||||||||
 BiltBilt Palladium |
50,000 pts ≈$1,400 |
$495 | 2x | 5x | 4x | 3x | 4x | Details | ||||||||||
75,000 pts ≈$1,388 |
$395 | 2x | 5x | Details | ||||||||||||||
| American ExpressDelta SkyMiles® Platinum |
Up to 90,000 miles ends Nov 4, 2026 |
$350 | 1x | 2x | 3x | 3x | 2x | Details | ||||||||||
| American ExpressMarriott Bonvoy Brilliant® |
150,000 pts ≈$1,375ends Sep 30, 2026 · 13d |
$650 | 2x | 3x | 6x | 3x | Details | |||||||||||
| American ExpressDelta SkyMiles® Gold |
Up to 80,000 miles ends Nov 4, 2026 |
$150waived 1st yr | 1x | 2x | 2x | 2x | Details | |||||||||||
| American ExpressMarriott Bonvoy Bevy™ |
125,000 pts ≈$1,088ends Sep 30, 2026 · 13d |
$250 | 2x | 4x | 6x | 4x | Details | |||||||||||
60,000 pts ≈$1,050 |
$953% FTF | 1x | 3x | 5x | 3x | 4x | Details | |||||||||||
4 Free Night Awards (≤50k each) after $3,000 in 3 months ≈$1,050 |
$95 | 2x | 3x | 6x | 3x | 3x | Details | |||||||||||
 BarclaysJetBlue Plus Card |
70,000 pts ≈$945 |
$99 | 1x | 2x | 6x | 2x | Details | |||||||||||
| American ExpressMarriott Bonvoy Business® biz |
100,000 pts ≈$850ends Nov 4, 2026 |
$125 | 2x | 4x | 6x | 4x | 4x | 4x | Details | |||||||||
| BarclaysWyndham Rewards Earner Premier |
120,000 pts ≈$840 |
$395 | 1x | 4x | 8x | 4x | 4x | Details | ||||||||||
150,000 pts ≈$825 |
$99 | 3x | 5x | 10x | 5x | 5x | 5x | 5x | Details | |||||||||
150,000 pts ≈$825 |
$99 | 3x | 5x | 10x | 5x | 5x | Details | |||||||||||
 Bank of AmericaPremium Rewards® Elite |
75,000 pts ≈$750 |
$550 | 1.5x | 2x | 2x | Details | ||||||||||||
60,000 miles ≈$720 |
$150waived 1st yr | 1x | 2x | 2x | 3x | 9x | Details | |||||||||||
| American ExpressHilton Honors American Express Surpass® |
130,000 pts ≈$620ends Jan 13, 2027 |
$150 | 3x | 6x | 12x | 6x | 6x | 4x | Details | |||||||||
| Bank of AmericaPremium Rewards |
60,000 pts ≈$600 |
$953% FTF | 1.3x | 3x | 2x | Details | ||||||||||||
| American ExpressDelta SkyMiles® Reserve |
50,000 miles ≈$600ends Nov 4, 2026 |
$650 | 1x | 3x | Details | |||||||||||||
 PenFedPathfinder Business |
50,000 pts ≈$550 |
$95 | 1.5x | 3x | 4x | Details | ||||||||||||
60,000 pts ≈$510 |
0 | 1x | 5x | 3x | 3x | 3x | 3x | Details | ||||||||||
| USAAEagle Navigator® Visa Signature® | 50,000 pts ≈$500ends Jan 31, 2027 |
$95 | 2x | 3x | Details | |||||||||||||
90,000 pts ≈$495 |
0 | 2x | 3x | 5x | 3x | 3x | 3x | Details | ||||||||||
45,000 pts ≈$338 |
0 | 1x | 2x | 3x | 2x | 2x | 2x | 2x | Details | |||||||||
| American ExpressBlue Cash Preferred® |
Up to 300 pts |
$95waived 1st yr · 2.7% FTF | 1x | 3x | 6x | 3x | 3x | 6x | Details | |||||||||
| CitiAT&T Points Plus® Card from Citi |
$200 statement credit after $1,000 in 3 months ≈$200 |
0 | 1x | 2x | 3x | 2x | Details | |||||||||||
| CitiDouble Cash® |
$200 (as 20,000 TYP) after $1,500 in 6 months ≈$200 |
03% FTF | 2x | Details | ||||||||||||||
$200 after $500 in 3 months ≈$200 |
03% FTF | 1.5x | 3x | 5x | 3x | Details | ||||||||||||
$200 cash bonus after $500 in 3 months ≈$200 |
0 | 1x | 3x | 5x | 3x | 3x | 3x | Details | ||||||||||
$100 cash rewards after $500 in 3 months ≈$100 |
03% FTF | 2x | Details | |||||||||||||||
| DiscoverDiscover it® Miles | Unlimited Discover® Match — every mile earned in year 1 is matched, no minimum spend |
0 | 1.5x | Details |
Which card wins my spend?
| Card | Earns/yr | Fee | Net |
|---|---|---|---|
| Bilt Bilt Palladium | $1,320 | $495 | $825 |
| Citi Strata Elite℠ | $1,368 | $595 | $773 |
| Chase Freedom Unlimited® | $738 | $0 | $738 |
| Capital One Savor™ Rewards | $666 | $0 | $666 |
| Chase Sapphire Preferred® | $738 | $95 | $643 |
| American Express Amex® Gold Card | $960 | $325 | $635 |
| American Express Amex® Business Gold Card | $960 | $375 | $585 |
| Wells Fargo Autograph Journey® | $630 | $95 | $535 |
Earning value = rate × spend × per-point value (cited valuations, see each card). Caps and exclusions applied. Credits toggle adds the face value of stated annual credits.
Changelog — what changed recently
- 2026-09-16 addedGreen Card® ·
*: — → Green Card® src - 2026-09-16 addedVenture Business ·
*: — → Venture Business src - 2026-09-16 addedMarriott Bonvoy Business® ·
*: — → Marriott Bonvoy Business® src - 2026-09-16 addedMarriott Bonvoy Bevy™ ·
*: — → Marriott Bonvoy Bevy™ src - 2026-09-16 addedMarriott Bonvoy Bold™ ·
*: — → Marriott Bonvoy Bold™ src - 2026-09-16 addedMarriott Bonvoy Boundless® ·
*: — → Marriott Bonvoy Boundless® src - 2026-09-16 addedIHG One Rewards Premier Business ·
*: — → IHG One Rewards Premier Business src - 2026-09-16 addedIHG One Rewards Traveler ·
*: — → IHG One Rewards Traveler src - 2026-09-16 addedIHG One Rewards Premier® ·
*: — → IHG One Rewards Premier® src - 2026-09-16 offer-changeDelta SkyMiles® Platinum ·
welcomeBonus: As High As 90,000 miles / $3,000 → As High As 90,000 + $300 statement credit / $4,000 (effective 2026-08-26) src - 2026-09-16 devaluationSapphire Preferred® ·
redemption.transferRatios[World of Hyatt]: 1:1 → 4:3 (effective 2026-10-01) src - 2026-09-16 fee-changeCiti® / AAdvantage® Executive World Legend Mastercard® ·
fees.annual: 595 → 695 (effective 2026-08-23) src - 2026-09-16 offer-raiseInk Business Unlimited® ·
welcomeBonus.components.0.value: 75000 → 100000 (effective 2026-09-10) src - 2026-09-16 offer-raiseInk Business Cash® ·
welcomeBonus.components.0.value: 75000 → 100000 (effective 2026-09-10) src - 2026-09-16 Pathfinder Business added to catalog
- 2026-09-16 Premium Rewards added to catalog
- 2026-09-16 Wyndham Rewards Earner Premier added to catalog
- 2026-09-16 Autograph Journey® added to catalog
- 2026-09-16 Bilt Palladium added to catalog
- 2026-09-16 United Explorer added to catalog
- 2026-09-16 Air Canada Aeroplan® added to catalog
- 2026-09-16 Marriott Bonvoy Brilliant® added to catalog
- 2026-09-16 Delta SkyMiles® Reserve added to catalog
- 2026-09-16 Delta SkyMiles® Platinum added to catalog
- 2026-09-16 Delta SkyMiles® Gold added to catalog
- 2026-09-16 Double Cash® added to catalog
- 2026-09-16 Citi® / AAdvantage® Executive World Legend Mastercard® added to catalog
- 2026-09-16 Strata Elite℠ added to catalog
- 2026-09-16 Venture X Business added to catalog
- 2026-09-16 Venture X Rewards added to catalog
- 2026-09-16 Venture Rewards added to catalog
- 2026-09-16 Amex® Business Gold Card added to catalog
- 2026-09-16 The Business Platinum Card® added to catalog
- 2026-09-16 Platinum Card® added to catalog
- 2026-09-16 Amex® Gold Card added to catalog
- 2026-09-16 Freedom Unlimited® added to catalog
- 2026-09-16 Ink Business Unlimited® added to catalog
- 2026-09-16 Ink Business Cash® added to catalog
- 2026-09-16 Ink Business Preferred® added to catalog
- 2026-09-16 Sapphire Reserve for Business℠ added to catalog
- 2026-09-16 Sapphire Reserve® added to catalog
- 2026-09-16 Sapphire Preferred® added to catalog