Bank of America Business Advantage Customized Cash Rewards Mastercard®

No annual fee

500 USDafter $5,000 in 3 moonline cash rewards bonus; issuer wording: at least $5,000 in purchases within 90 days of your account opening

≈ $500 · issuer Oct 30, 2026 — estimate, not issuer guarantee.

Verified Oct 30, 2026 · source

3xGas / Fuelcap $50,000/calendarYear · 3% in ONE category of your choice: gas stations & EV charging (default), office supply stores, travel, TV/telecom & wireless, computer services, or business consulting services; combined $50k/yr choice+dining cap, 1% thereafter
2xDiningcap $50,000/calendarYear · 2% on dining purchases; shares the $50,000 combined calendar-year cap with the choice category, 1% thereafter
1xOtherunlimited 1% cash back on all other purchases; Preferred Rewards for Business boosts up to 75% (4.50% choice / 3% dining / 1.75% other at Platinum Honors)

Purchase protectionpurchase security against loss, damage, theft or fire + extended warranty coverage; zero liability protection for unauthorized transactions; fraud monitoring
Trip cancellation / interruption$1 million travel accident insurance, auto rental coverage, emergency ticket replacement, lost luggage assistance, legal and medical referrals

Typical value: 1 pt ≈ 1¢ issuer Sep 1, 2026

AU fee: unknown · employee cards at no additional cost, with spend monitoring

Bonus rules: bofa-business-once-per-product