Welcome bonus
- 200 USDafter $500 in 3 mo20,000 bonus points redeemable for $200 cash; not available if you have this card or received a CU bonus in the past 24 months; posts in 6-8 weeks
≈ $200 · issuer Sep 1, 2026 — estimate, not issuer guarantee.
Verified Sep 28, 2026 · source
Earning
- 3xDining3% on dining at restaurants, incl. takeout and eligible delivery services
- 3xHealth / Fitness3% on drugstore purchases
- 5xTravel5% total on travel purchased through Chase Travel (3.5% on top of base 1.5%); current standing rate, NOT a first-year promo
- 2xRideshare / Transit2% total on qualifying Lyft purchases in the Lyft app through 09/30/2027 (promo; 0.5% on top of base 1.5%)
- 1.5xOther1.5% on all other purchases
Benefits
- Purchase protectionCovers eligible new purchases 120 days from purchase against damage/theft, up to $500 per item (NY residents: 90-day coverage period)
- Extended warrantyExtends manufacturer's U.S. warranty by 1 additional year on eligible warranties of 3 years or less, up to 4 years from purchase
- Trip cancellation / interruptionTrip cancellation & interruption insurance: reimbursement up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares
- Rental car CDWAuto Rental Coverage — theft/collision damage reimbursement for most rental vehicles when you decline the rental co's CDW and charge the full rental; in the U.S. coverage is SECONDARY to personal insurance
- Subscription credit or bundle6 months complimentary DashPass (DoorDash + Caviar; $0 delivery fees on eligible orders), activate by 12/31/2027; auto-enrolls to paid DashPass after, cancel anytime. Plus up to $10 off one non-restaurant DoorDash order per calendar quarter while enrolled
- Travel delay / baggageTravel & Emergency Assistance: legal/medical referrals and emergency services while traveling (cardholder pays cost of goods/services obtained). NOTE: no travel-delay or baggage coverage on this card's page
- Supplemental card termsAuthorized-user purchases earn points; Zero Liability does not apply to AU use without primary approval. Card page does not state an AU fee or an employee-card program
Redemption & terms
Typical value: 1 pt ≈ 2.05¢ tpg Sep 1, 2026
Transfer partners
- World of Hyatt4:3instant
- Air Canada Aeroplan1:1instant
- Air France-KLM Flying Blue1:1instant
- British Airways Club1:1instant avios-family
- Iberia Club1:1instant avios-family
- Aer Lingus AerClub1:1instant avios-family
- JetBlue TrueBlue1:1instant
- Singapore Airlines KrisFlyer1:1delayed-48h
- Southwest Rapid Rewards1:1instant
- United MileagePlus1:1instant
- Virgin Atlantic Flying Club1:1instant
- IHG One Rewards1:1instant
- Marriott Bonvoy1:1instant
- Wyndham Rewards1:1instant
No AU fee
Bonus rules: chase-5-24