Welcome bonus

• 50,000 USAAafter $3,000 in ? mospend deadline 2027-01-31 (date-based, not months-from-opening)

≈ $500 · tpg Sep 1, 2026 — estimate, not issuer guarantee.

Verified Sep 16, 2026 · source

Earning

• 3xTraveltravel and transit: air, hotel, car/vacation rentals, rideshare, tolls and more
• 2xOtherall other purchases

Benefits

• Global Entry / TSA PreCheck creditUp to $120 TSA PreCheck/Global Entry credit every 4 years
• General annual travel credit10,000 bonus points (= $100 in travel) each calendar year after a $100+ hotel/car-booking through USAA Rewards Center (min 100 pts redeemed) +$100/yr
• Trip cancellation / interruptionTrip cancellation & interruption; baggage delay; travel accident insurance
• Rental car CDWAuto rental collision damage waiver
• Purchase protectionCell phone protection + extended warranty protection
• No foreign transaction feeNo foreign transaction fees

Redemption & terms

Typical value: 1 pt ≈ 1¢ issuer Sep 1, 2026

AU fee: unknown

Bonus rules: usaa-membership-required