Welcome bonus

• 50,000 PenFedafter $3,000 in 3 moverified from penfed.org

≈ $550 · tpg Sep 1, 2026 — estimate, not issuer guarantee.

Verified Sep 16, 2026 · source

Earning

• 4xTravelall travel purchases — 4x for PenFed Honors Advantage members (3x otherwise)
• 3xDiningall dining — 3x Honors Advantage (2x otherwise)
• 1.5xOtherall other purchases

Benefits

• Global Entry / TSA PreCheck credit$120 Global Entry or $85 TSA PreCheck credit +$30/yr
• Airline incidental creditUp to $100/yr domestic ancillary travel fees credit +$100/yr
• No foreign transaction feeNo foreign transaction fees

Redemption & terms

Typical value: 1 pt ≈ 1¢ custom Sep 1, 2026

No AU fee

Bonus rules: credit-union-membership