Welcome bonus
- 200 USDafter $1,000 in 3 moone-time $200 rewards bonus for redemption after $1,000+ eligible Net Purchases within 90 days of account opening; PDP says 'for a limited time' with no end date printed
≈ $200 · issuer Sep 25, 2026 — estimate, not issuer guarantee.
Verified Sep 25, 2026 · source
Earning
- 5xShopping5% on TWO categories you choose each quarter (fast food, home utilities, TV/internet/streaming, department stores, cell phone, electronic stores, and more), capped at $2,000 combined eligible purchases per quarter (quarterly cap unrepresentable in cap schema; threshold lives here)
- 2xGas / Fuel2% on one everyday category you choose each quarter: gas stations/EV charging, grocery stores, or restaurants (supercenters and wholesale clubs excluded)
- 1xOther1% on all other eligible purchases; also 1% on everything if you skip choosing quarterly categories
Benefits
- Purchase protectionReal Time Rewards: instantly turn purchases into rewards at checkout