Welcome bonus

• 100 USDafter $500 in 3 mo

≈ $100 · tpg Sep 1, 2026 — estimate, not issuer guarantee.

Verified Sep 16, 2026 · source

Earning

• 2xOtherunlimited 2% cash rewards on every purchase; no categories to track

Benefits

• Purchase protectionCellular phone protection up to $600 (damage/theft, $25 deductible)
• Rental car CDWAuto rental collision damage waiver

Redemption & terms

Typical value: 1 pt ≈ 1.75¢ tpg Sep 1, 2026

Transfer partners

• Aer Lingus AerClub1:1instant avios-family
• Air France-KLM Flying Blue1:1instant
• Avianca Lifemiles1:1instant
• British Airways Club1:1instant avios-family
• Cathay Pacific Cathay1:1instant
• Iberia Club1:1instant avios-family
• JetBlue TrueBlue1:1instant
• Virgin Atlantic Flying Club1:1instant
• Choice Privileges1:2instant
• Wyndham Rewards1:2instant

AU fee: unknown

Bonus rules: wells-fargo-once-per-product