Welcome bonus

• 130,000 HHafter $3,000 in 6 molimited-time offer ending 2027-01-13
• 1 FNRafter $3,000 in 6 moFree Night Reward with the welcome bonus

≈ $620 · tpg Sep 1, 2026 — estimate, not issuer guarantee.

Verified Sep 16, 2026 · source

Earning

• 12xHotelsdirect with hotels/resorts in the Hilton portfolio
• 6xDiningU.S. restaurants incl. takeout/delivery
• 6xGroceriesU.S. supermarkets
• 6xGas / FuelU.S. gas stations
• 4xShoppingU.S. online retail purchases
• 3xOtherall other eligible purchases

Benefits

• Hotel / resort creditUp to $50/quarter property credit at Hilton hotels ($200/yr) +$200/yr
• Annual free hotel night1 Free Night Reward after $15,000 eligible spend in a calendar year
• Hotel elite statusComplimentary Hilton Honors Gold (80% base points bonus, 5th night free)
• Status-qualifying spend perksSpend $40,000/yr → upgrade to Diamond through end of next year
• Rental car statusNational Emerald Club Executive status (enroll via Amex)
• No foreign transaction feeNo foreign transaction fees
• Purchase protectionPurchase protection + extended warranty; baggage insurance plan

Redemption & terms

Typical value: 1 pt ≈ 0.4¢ tpg Sep 1, 2026

No AU fee · additional cards free

Bonus rules: once-per-product, amex-lifetime-softening