Welcome bonus

• 200 USDafter $1,000 in 3 modynamic hero value rendered at $200 on the live PDP

≈ $200 · tpg Sep 1, 2026 — estimate, not issuer guarantee.

Verified Sep 16, 2026 · source

Earning

• 3xGas / Fuelgas stations and EV charging stations
• 2xGroceriesgrocery stores
• 2xUtilitiesAT&T products and services (wireless/internet)
• 1xOtherall other purchases

Benefits

• Subscription credit or bundle$10/line/mo discount on AT&T wireless + $10/mo on eligible AT&T internet (AutoPay + paperless)
• Shopping credit$20 statement credit every billing cycle after $1,000+ spend that cycle — up to $240/yr +$240/yr
• No foreign transaction feeNo foreign transaction fees

Redemption & terms

Typical value: 1 pt ≈ 1.9¢ tpg Sep 1, 2026

Transfer partners (partial)

• American Airlines AAdvantage1:1instant exclusive

No AU fee · AUs at no additional cost

Bonus rules: citi-48-month-cooldown-this-product