Bank of America Unlimited Cash Rewards

No annual fee

250 USDafter $1,000 in 3 molimited-time online cash rewards bonus; issuer wording: at least $1,000 in purchases in the first 90 days of account opening

≈ $250 · issuer Oct 18, 2026 — estimate, not issuer guarantee.

Verified Oct 18, 2026 · source

1.5xOtherunlimited 1.5% cash back on all purchases; no earning cap, cash rewards don't expire while the account remains open

Purchase protection$0 Liability Guarantee for fraudulent transactions; optional Balance Connect overdraft protection linked to an eligible BofA checking account (no transfer fees)

Typical value: 1 pt ≈ 1¢ issuer Sep 1, 2026

AU fee: unknown

Bonus rules: bofa-once-per-product, bofa-application-limits