SoFi SoFi Everyday Cash Rewards® Credit Card

Welcome bonus

No welcome bonus

Verified Oct 19, 2026 · source

Earning

• 3xDiningdining out and dining in: restaurants, cafes, bars, lounges, fast food chains, bakeries, plus food delivery platforms (DoorDash, UberEats)
• 2xGroceriesgrocery stores, online grocery delivery, and convenience stores nationwide
• 3xTravel3% applies only to trips booked through the SoFi Travel portal reached from the SoFi site/app — other travel earns 1%
• 1xOtherall other eligible purchases

Benefits

• Rideshare / delivery creditMonthly $5 Lyft credits ($60/yr) +$60/yr
• No foreign transaction feeNo foreign transaction fees
• Shopping creditFree 2-day shipping via ShopRunner membership
• Purchase protectionZero Liability fraud protection and ID theft protection

Redemption & terms

Typical value: 1 pt ≈ 1¢ issuer Sep 1, 2026

AU fee: unknown

Bonus rules: new-cardmembers-only