Welcome bonus

• 200,000 MRafter $15,000 in 3 moTPG: worth up to $4,000

Personalized offer: 0 – 200,000 points. Check eligibility at the issuer without a credit-score impact before accepting.

≈ $4,000 · tpg Sep 1, 2026 — estimate, not issuer guarantee.

Verified Sep 16, 2026 · source

Earning

• 4xAdvertising / Telecommedia/advertising + wireless: automatic top-2 spend categories each cycle, 6-category pool, first $150k/yr combined then 1x
• 4xShoppingelectronic goods retailers & software/cloud providers: automatic top-2 spend categories each cycle, 6-category pool, first $150k/yr combined then 1x
• 4xDiningrestaurants incl. takeout/delivery: automatic top-2 spend categories each cycle, 6-category pool, first $150k/yr combined then 1x
• 4xGas / Fuelgas stations: automatic top-2 spend categories each cycle, 6-category pool, first $150k/yr combined then 1x
• 4xRideshare / Transittransit: trains, taxi/rideshare, tolls, parking, bus/subway: automatic top-2 spend categories each cycle, 6-category pool, first $150k/yr combined then 1x
• 4xUtilitieswireless phone bills direct from US carriers: automatic top-2 spend categories each cycle, 6-category pool, first $150k/yr combined then 1x
• 3xAirfareflights & prepaid hotels on AmexTravel.com
• 1xOtherall other eligible purchases

Benefits

• No foreign transaction feeNo foreign transaction fees
• Travel delay / baggageBuyer protection suite

Redemption & terms

Typical value: 1 pt ≈ 2¢ tpg Sep 1, 2026

Transfer partners

• Delta SkyMiles1:1instant exclusive
• ANA Mileage Club1:1delayed-72h exclusive
• Air Canada Aeroplan1:1instant
• Air France-KLM Flying Blue1:1instant
• Avianca Lifemiles1:1instant
• British Airways Club1:1instant avios-family
• Iberia Club1:1instant avios-family
• Aer Lingus AerClub1:1instant avios-family
• Qatar Airways Privilege Club1:1instant avios-family
• Singapore Airlines KrisFlyer1:1instant
• Qantas Frequent Flyer1:1instant
• Virgin Atlantic Flying Club1:1instant
• Cathay Pacific Asia Miles5:4instant
• Emirates Skywards5:4instant
• JetBlue TrueBlue5:4instant
• Aeromexico Rewards5:8instant
• Marriott Bonvoy1:1instant
• Hilton Honors1:2instant
• Choice Privileges1:1instant
• Leaders Club4:1instant

No AU fee · free employee cards

Bonus rules: amex-lifetime-softening, once-per-product