Apple Apple Card

Welcome bonus

No welcome bonus

Verified Oct 19, 2026 · source

Earning

• 3xShopping3% Daily Cash at Apple (Apple Store, App Store and Apple services) and at select merchants when using Apple Card with Apple Pay: Ace Hardware, Booking.com, ChargePoint, Duane Reade, Exxon Mobil, Hertz, Nike, Uber, Uber Eats, Walgreens; limitations apply
• 2xOther2% Daily Cash on every purchase made with Apple Pay (no limit); 1% Daily Cash on purchases made with the physical titanium card

Benefits

• No foreign transaction feeNo foreign transaction fees — Apple Card charges no annual, over-the-limit, foreign-transaction or late fees
• Supplemental card termsApple Card Family lets you share the card with family participants at no additional cost; co-owners can merge credit lines and build credit as equals

Redemption & terms

Typical value: 1 pt ≈ 1¢ issuer Sep 1, 2026

AU fee: unknown