Synchrony Virgin Red Rewards Mastercard

Welcome bonus

• 60,000 VGPafter $4,000 in 3 mostandard increased offer; a 75,000 tier appeared briefly 12/2-12/3/25
• 100 USDafter $4,000 in 3 moreduced from $200 on 2026-02-28 per the offer write-up

≈ $970 · tpg Sep 1, 2026 — estimate, not issuer guarantee.

Verified Sep 21, 2026 · source

Earning

• 3xAirfarepurchases at or with Virgin Atlantic
• 3xHotelsVirgin Hotels
• 3xTravelVirgin Voyages
• 2xDiningdining establishments, MCC-assigned
• 2xGroceriesgrocery stores; big-box MCCs may not qualify
• 2xStreamingselect streaming services (named list on the benefits page)
• 2xGas / FuelEV charging (excludes parking lots/meters/garages)
• 1xOtherall other eligible purchases

Spend tiers

• $15,000per cardholder yearchoose one Personal Perk (companion seat/upgrade, hotel night or suite upgrade, Bar Tab or Blue Extras)
• $30,000per cardholder yearsecond Personal Perk choice

Benefits

• No foreign transaction feeNo foreign transaction fees
• Annual free hotel nightThird night free on a two-night Virgin Hotels stay, once per cardholder year
• Status-qualifying spend perks25 Flying Club Tier Points per statement period at $2,500 spend, max 50/month
• Supplemental card terms2,500 points per added authorized user, up to 4 (10,000)

Redemption & terms

AU fee: unknown · limit 4 · 2,500 bonus points each, max 4