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American Express Platinum Card®
$895 annual fee · no FTF
$895 annual fee · no FTF
Apply with American Express ↗(no referral link)
Welcome bonus
- 175,000 MRafter $12,000 in 6 moPersonalized; a TT editor saw 80k on the same spend in Sept 2026 — expect mid-range
Personalized offer: 0 – 175,000 points. Check eligibility at the issuer without a credit-score impact before accepting.
≈ $3,500 · tpg Sep 1, 2026 — estimate, not issuer guarantee.
Verified Sep 15, 2026 · source
Earning
- 5xAirfarecap $500,000/calendarYear · flights direct or AmexTravel, up to $500k/yr
- 5xHotelsprepaid hotels incl. FHR/Hotel Collection via Amex Travel
- 1xOther
Benefits
- Hotel / resort credit$600/yr: up to $300 semiannual on Fine Hotels + Resorts or The Hotel Collection (THC: 2-nt min)
- Streaming / entertainment credit$300/yr digital entertainment ($25/mo): Disney+, ESPN+, Hulu, NYT, Paramount+, Peacock, WSJ+, YouTube Premium/TV — direct purchase only
- Rideshare / delivery credit$200/yr Uber Cash ($15/mo + $20 in Dec) + $120/yr Uber One credit
- Rideshare / delivery credit$400/yr Resy credit ($100/qtr) + Platinum Nights presale access
- CLEAR credit$219/yr CLEAR+ (auto-renew)
- Airline incidental credit$200/yr airline incidental fee credit — PICK ONE carrier
- Shopping credit$300/yr lululemon ($75/qtr, US stores excl. outlets + lululemon.com)
- Shopping credit$155/yr Walmart+ (≤$12.95/mo, auto-renew)
- Global Entry / TSA PreCheck credit$120 Global Entry (4-yr) or $85-ish TSA PreCheck (5-yr) fee credit
- Airline Lounge (own network)Centurion Lounges + Airspace + partner lounges: 1,550+ Global Lounge Collection (Amex claims >$850/yr value)
- Metered lounge visits10 Delta Sky Club visits/yr when flying Delta (visit limitations)
- Priority Pass / Lounge AccessPriority Pass Select (enrollment required)
- Hotel elite statusFHR perks: noon check-in when available, guaranteed 4pm checkout
- Concierge servicePlatinum concierge
- Travel delay / baggagePremium travel protection suite; car rental loss/damage (secondary)
Redemption & terms
Typical value: 1 pt ≈ 2¢ tpg Sep 1, 2026
Transfer partners
- Delta SkyMiles1:1instant exclusive
- ANA Mileage Club1:1delayed-72h exclusive
- Air Canada Aeroplan1:1instant
- Air France-KLM Flying Blue1:1instant
- Avianca Lifemiles1:1instant
- British Airways Club1:1instant avios-family
- Iberia Club1:1instant avios-family
- Aer Lingus AerClub1:1instant avios-family
- Qatar Airways Privilege Club1:1instant avios-family
- Singapore Airlines KrisFlyer1:1instant
- Qantas Frequent Flyer1:1instant
- Virgin Atlantic Flying Club1:1instant
- Cathay Pacific Asia Miles5:4instant
- Emirates Skywards5:4instant
- JetBlue TrueBlue5:4instant
- Aeromexico Rewards5:8instant
- Marriott Bonvoy1:1instant
- Hilton Honors1:2instant
- Choice Privileges1:1instant
- Leaders Club4:1instant
$175 per authorized user · AUs get lounge access · limit 8 · first 4 AUs then $175/AU (pre-refresh structure — verify count at deploy time)
Bonus rules: amex-lifetime-softening, once-per-product, upgrade-burns-bonus