Welcome bonus
- 200 USDafter $500 in 3 moone-time $200 bonus statement credit; posts within two billing cycles; printed on the issuer product page ('may not be available through other channels'); existing or previous cardmembers may not be eligible if they received a new-cardmember bonus for this product in the past 48 months
- 0 USDCashback Match — all cash back earned from approval through the first 365 days is automatically matched, no cap and no purchase minimum; posts within two billing periods; excludes statement credits, rewards processed after the match period, rewards transferred from Capital One deposit accounts, and closed accounts
≈ $200 · issuer Oct 24, 2026 — estimate, not issuer guarantee.
Verified Oct 24, 2026 · source
Earning
- 1xOtherbase unlimited 1% cash back on all other eligible purchases; 5% cash back on rotating quarterly categories (issuer examples: grocery stores, restaurants, gas stations) up to the quarterly maximum when activated — activation required each quarter; the cap figure is not printed on the product page
Benefits
- Subscription credit or bundleFirst-year Cashback Match is automatic — no enrollment; benefits layer: $0 fraud liability, Card Lock in the mobile app, free CreditWise (FICO Score 8 via TransUnion + dark-web SSN alerts), 24/7 human support
Redemption & terms
Typical value: 1 pt ≈ 1¢ issuer Sep 1, 2026
AU fee: unknown
Bonus rules: new-cardmembers-only