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American Express Blue Business Cash®
No annual feeApply with American Express ↗(no referral link)
Welcome bonus
- 250 USDafter $3,000 in 3 mostatement credit; offer template on the PDP is personalized (${spendingMinimumValue}) and targeted variants up to $500 after $15,000 have been reported
≈ $250 · issuer Sep 24, 2026 — estimate, not issuer guarantee.
Verified Sep 24, 2026 · source
Earning
- 2xOthercap $50,000/calendarYear · 2% cash back on all eligible purchases up to $50,000 per calendar year, then 1% — cash back auto-credits to statement
Benefits
- Purchase protectionPurchase protection up to $1,000 per covered purchase, up to $50,000 per Card Member account per calendar year
- Rental car CDWCar Rental Loss and Damage Insurance
Redemption & terms
Typical value: 1 pt ≈ 1¢ issuer Sep 1, 2026
AU fee: unknown · employee cards free and earn cash back like the primary Card
Bonus rules: once-per-product, amex-lifetime-softening