MilesFeed MilesFeed Credit Card Database · Bilt Bilt Palladium
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Catalog last updated Sep 17, 2026, 9:19 AM UTCfigures cite issuer pages · offers change without notice

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Bilt Bilt Palladium
$495 annual fee · no FTF
Apply with Bilt ↗(no referral link)

Welcome bonus

  • 50,000 Biltafter $4,000 in 3 mo
  • 1 Bilt Goldtier status
  • 300 Bilt Cash$100/yr of Bilt Cash rolls over

≈ $1,400 · tpg Sep 1, 2026 — estimate, not issuer guarantee.

Verified Sep 16, 2026 · source

Earning

  • 5xDiningBilt partner restaurants (20,000+ US venues); 2x non-partner everyday
  • 4xHotelshotels on Bilt Travel Portal
  • 3xAirfareflights on Bilt Travel Portal
  • 4xRideshare / TransitLyft with linked account
  • 2xOtherall everyday purchases; housing: rent/mortgage 0.5x–1.25x no cap (spend-ratio mechanic — see details)

Benefits

  • Hotel / resort credit$400/yr Bilt Travel Portal hotel credit — two $200 semiannual statement credits, 2-night minimum stay +$400/yr
  • Priority Pass / Lounge AccessPriority Pass, you + 2 guests, 1,300+ lounges ($469/yr value)
  • No foreign transaction feeNo foreign transaction fees
  • Subscription credit or bundle$200/yr Bilt Cash (at opening, then each Jan 1; up to $100 rolls over; Bilt Cash earned at 4% back on everyday spend) +$200/yr

Redemption & terms

Typical value: 1 pt ≈ 2.2¢ tpg Sep 1, 2026

AU fee: unknown