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Citi Citi® / AAdvantage Business™ World Elite Mastercard®
$99 annual fee · no FTFApply with Citi ↗(no referral link)
Welcome bonus
- 65,000 AAdvantageafter $4,000 in 4 monot available if you received a new-account bonus on a Citi® / AAdvantage® Business account in the past 48 months, or converted another Citi card that earned a bonus in the last 48 months
≈ $943 · tpg Sep 1, 2026 — estimate, not issuer guarantee.
Verified Sep 26, 2026 · source
Earning
- 2xAirfare2 miles/$1 on eligible American Airlines purchases
- 2xTravel2 miles/$1 at car rental merchants and gas stations
- 2xAdvertising / Telecom2 miles/$1 at telecommunications merchants and cable and satellite providers
- 1xOther1 mile/$1 on all other purchases; plus 1 Loyalty Point per $1 for AAdvantage status
Spend tiers
- $30,000cardmembershipYearAmerican Airlines Companion Certificate for qualifying domestic travel after $30,000 in purchases each cardmembership year (redeem for $99 ticketing fee plus taxes and fees)
Benefits
- No foreign transaction feeNo foreign transaction fees on purchases made outside the United States
- Supplemental card termsEmployee cards at no additional cost; each cardmember earns 2x/1x by merchant class
- Airline incidental creditFirst checked bag free on domestic AA itineraries for you and up to 4 companions on the same reservation; 25% savings on inflight food, beverages and Wi-Fi; preferred boarding
Redemption & terms
Typical value: 1 pt ≈ 1.45¢ tpg Sep 1, 2026
No AU fee · Employee cards free; no Admirals Club access on this card
Bonus rules: citi-48-month-cooldown-this-product