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Catalog last updated Sep 26, 2026, 7:07 PM UTCfigures cite issuer pages · offers change without notice

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Citi Citi® / AAdvantage Business™ World Elite Mastercard®

$99 annual fee · no FTF
Apply with Citi ↗(no referral link)

Welcome bonus

  • 65,000 AAdvantageafter $4,000 in 4 monot available if you received a new-account bonus on a Citi® / AAdvantage® Business account in the past 48 months, or converted another Citi card that earned a bonus in the last 48 months

≈ $943 · tpg Sep 1, 2026 — estimate, not issuer guarantee.

Verified Sep 26, 2026 · source

Earning

  • 2xAirfare2 miles/$1 on eligible American Airlines purchases
  • 2xTravel2 miles/$1 at car rental merchants and gas stations
  • 2xAdvertising / Telecom2 miles/$1 at telecommunications merchants and cable and satellite providers
  • 1xOther1 mile/$1 on all other purchases; plus 1 Loyalty Point per $1 for AAdvantage status

Spend tiers

  • $30,000cardmembershipYearAmerican Airlines Companion Certificate for qualifying domestic travel after $30,000 in purchases each cardmembership year (redeem for $99 ticketing fee plus taxes and fees)

Benefits

  • No foreign transaction feeNo foreign transaction fees on purchases made outside the United States
  • Supplemental card termsEmployee cards at no additional cost; each cardmember earns 2x/1x by merchant class
  • Airline incidental creditFirst checked bag free on domestic AA itineraries for you and up to 4 companions on the same reservation; 25% savings on inflight food, beverages and Wi-Fi; preferred boarding

Redemption & terms

Typical value: 1 pt ≈ 1.45¢ tpg Sep 1, 2026

No AU fee · Employee cards free; no Admirals Club access on this card

Bonus rules: citi-48-month-cooldown-this-product