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Catalog last updated Oct 4, 2026, 9:19 PM UTCfigures cite issuer pages · offers change without notice

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Citi Double Cash®

No annual fee
Apply with Citi ↗(no referral link)

Welcome bonus

  • 200 USDafter $1,500 in 6 mofulfilled as bonus ThankYou Points; not available if you received a Double Cash new-account bonus in the past 48 months

≈ $200 · issuer Sep 1, 2026 — estimate, not issuer guarantee.

Verified Sep 29, 2026 · source

Earning

  • 2xOtherIssuer mechanic: 1% cash back when you buy + 1% as you pay (earned as ThankYou Points: 1 TYP/$1 spent, 1 TYP/$1 paid; pay at least the minimum on time). Effectively 2% on everything, no caps, no category enrollment. Bonus: +3% on hotels/car rentals/attractions booked through Citi Travel (5% total).
  • 5xTravel5% total on hotels, car rentals and attractions booked through the Citi Travel portal (3% on top of the 1%+1%)

Benefits

  • Supplemental card termsNo authorized-user fee
  • Event presale / member accessCiti Entertainment — special/presale access to tickets for concerts, sports, arts & culture
  • Subscription credit or bundleCiti Merchant Offers (targeted statement-credit offers); Citi Flex Pay installment plans on eligible purchases of $75+; free monthly FICO Score on Citi Mobile/online
  • Extended warrantyExtended warranty protection per Guide to Protection Benefits (secondary coverage, provided by New Hampshire Insurance Co.)

Redemption & terms

Typical value: 1 pt ≈ 1.9¢ tpg Sep 1, 2026

Transfer partners (partial)

  • American Airlines AAdvantage1:1instant exclusive

No AU fee

Bonus rules: citi-48-month, citi-8-65