Ridgewood Savings Bank Mastercard® World

Welcome bonus

• 500 USDafter $5,000 in 3 mopaid as a statement credit or direct deposit to your Ridgewood account; new cardmembers only; the 90-day window begins on the date of the new account letter

≈ $500 · issuer Oct 29, 2026 — estimate, not issuer guarantee.

Verified Oct 29, 2026 · source

Earning

• 3xTravel3% cash back on travel purchases; MCC-dependent (issuer footnote 6)
• 3xDining3% cash back on dining purchases; MCC-dependent (issuer footnote 6)
• 2xGas / Fuel2% cash back on gasoline; MCC-dependent (issuer footnote 6)
• 1xOther1% cash back on all other purchases; no cap on cash back earned

Benefits

• No foreign transaction feeNo foreign transaction fee (World card; 1.5% on the Platinum siblings)

Redemption & terms

Typical value: 1 pt ≈ 1¢ issuer Sep 1, 2026

AU fee: unknown

Bonus rules: new-cardmember-only