American Express The Business Platinum Card®

Welcome bonus

• 300,000 MRafter $20,000 in 3 moTPG: worth up to $6,000; DOC lists public 200k with targeted 250k–300k tiers

Personalized offer: 0 – 300,000 pts — check eligibility at the issuer without a credit-score impact before accepting.

≈ $6,000 · tpg Sep 1, 2026 — estimate, not issuer guarantee.

Verified Oct 31, 2026 · source

Earning

• 5xAirfareflights booked on AmexTravel.com / Amex Travel (incl. prepaid hotels; FH+ books at 5x, not 10x)
• 5xHotelsprepaid hotels through Amex Travel (no standalone 4x hotels bucket); 5X also on eligible prepaid Airbnb (Luxe + non-Luxe) via Amex Travel per 2026-10-22 announcement
• 2xAdvertising / Telecomeligible business-category purchases OR single purchases $5,000+, up to $2,000,000/yr combined, then 1x
• 1xOtherall other eligible purchases

Benefits

• Hotel / resort credit$600/yr: up to $300 semiannual on prepaid Fine Hotels + Resorts or eligible prepaid Airbnb Luxe stays via Amex Travel (THC: 2-nt min; FHR: 2-nt min effective 01/01/2027; Airbnb per 2026-10-22 announcement — business PDP still prints FHR/THC only) +$600/yr
• Airline Lounge (own network)Centurion Lounge access (Global Lounge Collection, $850+ annual value)
• Streaming / entertainment credit$250/yr Airbnb Experiences credit — unlocked once per calendar year by booking an eligible prepaid Airbnb Luxe stay through Amex Travel; experiences book directly on Airbnb, no minimum spend, purchase required by Dec 31 (announced 2026-10-22, not yet printed on business PDP) +$250/yr
• Metered lounge visits10 Delta Sky Club visits/yr on eligible Delta flights; possible unlimited after spend thresholds
• Priority Pass / Lounge AccessPriority Pass Select membership (enrollment required)
• No foreign transaction feeNo foreign transaction fees

Redemption & terms

Typical value: 1 pt ≈ 2¢ tpg Sep 1, 2026

Transfer partners

• Delta SkyMiles1:1instant exclusive
• ANA Mileage Club1:1delayed-72h exclusive
• Air Canada Aeroplan1:1instant
• Air France-KLM Flying Blue1:1instant
• Avianca Lifemiles1:1instant
• British Airways Club1:1instant avios-family
• Iberia Club1:1instant avios-family
• Aer Lingus AerClub1:1instant avios-family
• Qatar Airways Privilege Club1:1instant avios-family
• Singapore Airlines KrisFlyer1:1instant
• Qantas Frequent Flyer1:1instant
• Virgin Atlantic Flying Club1:1instant
• Cathay Pacific Asia Miles5:4instant
• Emirates Skywards5:4instant
• JetBlue TrueBlue5:4instant
• Aeromexico Rewards5:8instant
• Marriott Bonvoy1:1instant
• Hilton Honors1:2instant
• Choice Privileges1:1instant
• Leaders Club4:1instant

AU fee: unknown · AUs get lounge access · employee cards: verify

Bonus rules: amex-lifetime-softening, once-per-product