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Bank of America Premium Rewards
$95 annual fee · 3% foreign transaction feeApply with Bank of America ↗(no referral link)
Welcome bonus
- 60,000 Erica/PR pointsspend window not in DOC excerpt
≈ $600 · tpg Sep 1, 2026 — estimate, not issuer guarantee.
Verified Sep 29, 2026 · source
Earning
- 2xTravelunlimited 2 points per $1 on travel purchases
- 2xDiningunlimited 2 points per $1 on dining purchases
- 1.5xOtherunlimited 1.5 points per $1 on all other purchases
Benefits
- Airline incidental creditUp to $100/yr airline incidental statement credits (seat upgrades, baggage fees, in-flight, lounge fees) — automatically applied
- Global Entry / TSA PreCheck creditUp to $100 airport-security statement credits for TSA PreCheck/Global Entry application fees, every four years (together with the airline credit: 'up to $200 in travel statement credits')
- No foreign transaction feeNo foreign transaction fees
- Hotel elite statusVisa Signature Luxury Hotel Collection benefits when booking through it
- Concierge serviceVisa Signature concierge service
- Trip cancellation / interruptionTravel insurance suite: trip delay/cancellation/interruption, baggage delay, lost luggage, emergency evacuation & transportation
- Purchase protectionPurchase Security, Warranty Manager Service (extended warranty), Return Protection
- Rental car CDWAuto Rental CDW + 24/7 Roadside Dispatch; Balance Connect overdraft protection; $0 fraud liability guarantee
Redemption & terms
Typical value: 1 pt ≈ 1¢ tpg Sep 1, 2026
No AU fee
Bonus rules: bofa-application-limits