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Bank of America Premium Rewards
$95 annual fee · 3% foreign transaction fee
$95 annual fee · 3% foreign transaction fee
Apply with Bank of America ↗(no referral link)
Welcome bonus
- 60,000 Erica/PR pointsspend window not in DOC excerpt
≈ $600 · tpg Sep 1, 2026 — estimate, not issuer guarantee.
Verified Sep 15, 2026 · source
Earning
- 3xDiningdining
- 2xTraveltravel
- 1.3xOther
Benefits
- General annual travel credit$100/yr travel credit (calendar year; DOC maintains the merchant-qualifying list)
Redemption & terms
Typical value: 1 pt ≈ 1¢ tpg Sep 1, 2026
No AU fee
Bonus rules: bofa-application-limits