 Chime CheckingChime · Online-only · Online | —No cash bonus (PAID100 offer ended; $100 available via friend referral link) | 1.00% +3.00%boost | None | No promo code required — the $100 PAID100 signup offer is no longer printed on the product page; $100 still available via referral: open through a friend's referral link and receive $200+ in qualifying direct deposits | — | Nationwide | Apply |
 SoFi Checking & SavingsSoFi · Online-only · Online | $400Up to $400 after $5,000 in eligible direct deposits | 3.30% +1.10% 6-mo boost | None | First Eligible Direct Deposit must be received by 12/31/26 (promotion runs 5/15/26–12/31/26); Accumulate $5,000+ in Eligible Direct Deposits within 25 calendar days of your first Eligible Direct Deposit of $1 or more ($1,000+ earns $50); Keep a SoFi Checking account open and in good standing through bonus payment (credited within 7 business days) | Dec 31, 2026 53d | Nationwide | Apply |
 Ally Bank SavingsAlly · Online-only · Online | $100$100 bonus after 3 recurring monthly transfers | 3.00% | None | Open a savings account; Receive 3 back-to-back monthly recurring transfers into the account | Dec 31, 2026 53d | Nationwide | Apply |
 One BankingOne · Online-only · Online | $50$50 cashback after $500 in direct deposits | 3.75% | None | Open the One Banking pair; Receive $500 in direct deposits within 45 days | — | Nationwide | Apply |
 Moomoo BrokerageMoomoo · Online-only · Online | $1,000Up to $1,000 in NVDA stock by cash-deposit tier; separate 3% ACATS match up to $600 (12-month hold) | 8.10% 2-mo boost | None | Cash deposit via ACH/wire (deposit tiers from $2,000); top $1,000 NVDA tier needs $100,000; Hold 60-180 days depending on tier; Separate ACATS promo: 3% match up to $600 on investment transfer, 12-month hold | — | Nationwide | Apply |
 Raisin Savings + CDRaisin · Online-only · Online | $1,000New-customer bonus up to $1,000 with code STACK at sign-up | — | None | Sign up with promo code STACK (no end date published on issuer page); Deposit tier applies within 14 days; maintain funds 90 days for bonus payout | — | Nationwide | Apply |
 Key Smart CheckingKeyBank · Regional · Online + branch | $300$300 bonus with $2,000 in direct deposits | — | None | Open with a $10 deposit; Receive $2,000 in direct deposits within 90 days; Open by 12/11/26 using offer code KDMA0526 | Dec 11, 2026 33d | AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA | Apply |
 Key Select CheckingKeyBank · Regional · Online + branch | $500$500 bonus with $5,000 in direct deposits (+$100 at renewal) | 0.05% | $25 | Open with a $50 deposit; Receive $5,000 in direct deposits within 90 days; Open by 12/11/26 using offer code KDMB0526 | Dec 11, 2026 33d | AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA | Apply |
 Business Advisor / Clearly Better Business CheckingCitizens Bank · Regional · Online + branch | —No cash bonus (tiered $300–$1,500 offer ended 2026-08-31) | — | — | Apply online or with a business banking specialist; Clearly Better Business Checking: $0 monthly maintenance fee, up to 200 free check transactions; Business Advisor Checking: $25 monthly fee, waived at $10,000 average balance or $35,000 combined balance | — | CT, DE, FL, MD, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, DC | Apply |
| HUEnhanced Business CheckingHudson Valley Credit Union · Regional · In branch | $1,500$1,500 bonus with a $7,500 average balance | 0.05% | $20 | Maintain a $7,500 average balance through the third month; Complete 10 transactions within 90 days | Nov 24, 2026 16d | NY | Apply |
 FSB Business CheckingFSB Bank · Regional · Online + branch | —Business checking bonus — see the FSB offer sheet | — | $8 | Maintain a $5,000 balance; Complete 30 transactions | — | IA | Apply |
 WaterStone Business CheckingWaterStone Bank · Regional · Online + branch | $1,000$300 to $1,000 bonus by deposit tier | — | $15 | Maintain a $5,000 balance; Complete 10 transactions | — | WI | Apply |
 Live Oak High-Yield Personal SavingsLive Oak Bank · Online-only · Online | $300$300 cash bonus for a limited time | 4.00% | None | Open a High-Yield Personal Savings account (no minimum to open); Bonus terms on the issuer offer page | — | Nationwide | Apply |
 EverBank Performance SavingsEverBank · Online-only · Online | —3.90% APY on all balances for new accounts | 3.90% | None | Open online or by phone; New-account rate; variable, may change without notice | — | Nationwide | Apply |
 UFB Portfolio SavingsUFB Direct · Online-only · Online | —No cash bonus — limited-time APY boost to 4.01% for up to 6 months (promo code UFB75; offer ends 10/31/26) | 4.01% 6-mo boost | None | Open online (no minimum balance) | — | Nationwide | Apply |
 CIT Bank Platinum SavingsCIT Bank · Online-only · Online | —No cash bonus — tiered rate up to 3.75% APY | 0.25% tiered | None | Open with $100 minimum deposit | — | Nationwide | Apply |
 Chase Total Checking® + Savings ComboChase · Online-only · Online | $900$900 with $10,000 in direct deposits (tiers: $600 at $5,000; $425 at $2,500) | 0.01% | $15 | New Chase customer or no qualifying account in past 12 months; $10,000 in qualifying direct deposits within 60 days of opening ($600/$5,000 and $425/$2,500 tiers) | — | Nationwide | Apply |
 U.S. Bank Smartly™ CheckingU.S. Bank · Online-only · Online | $450$450 with $8,000+ in direct deposits (tiers: $250 at $2,000; $350 at $5,000) | 0.01% | $6 | Apply Sep 10 – Nov 10, 2026; $25 minimum opening deposit; Receive 2 direct deposits totaling $8,000+ within 90 days of opening | Nov 10, 2026 2d | Nationwide | Apply |
 Bank of America Advantage Plus CheckingBank of America · Online-only · Online | $500$500 cash bonus with $10,000 direct deposits (tiers: $100 at $2,000; $300 at $5,000) | 0.01% | $12 | Enroll in online and paperless banking; $10,000 in qualifying direct deposits within 90 days of opening ($100/$300 tiers at $2,000/$5,000) | Jan 31, 2027 | Nationwide | Apply |
 Percapita Cash AccountPercapita · Online-only · Online | $300$25 per month for 12 months ($300 total) with $300+ monthly card spend; no direct deposit required | — | None | Fintech debit-card program (not a deposit account at signup); $300+ in debit-card spend each month to earn that month's $25 | — | Nationwide | Apply |
 Navy Federal Checking AccountNavy Federal · Online-only · Online | $400$400 for new members with $500/month recurring direct deposits | — | None | Open Oct 1 – Dec 31, 2026; Join Navy Federal (military / DoD family membership); $500 recurring direct deposits in 3 of the first 4 months | Dec 31, 2026 53d | Nationwide | Apply |
 PNC Performance Select / Virtual Wallet CheckingPNC Bank · Online-only · Online | $400$400 with $5,000 direct deposits (Performance Select); $100 tier with $500 (Virtual Wallet) | — | — | Apply Sep 1, 2026 – Jan 7, 2027; $5,000 in direct deposits for $400 Performance Select tier; $500 for $100 Virtual Wallet tier | Jan 7, 2027 60d | Nationwide | Apply |
 Capital One 360 Performance SavingsCapital One · Online-only · Online | $1,500Up to $1,500 with code BONUS1500 (tiers: $300 at $20,000; $750 at $50,000; $1,500 at $100,000 new money) | 3.80% | None | Use code BONUS1500 and fund within 15 days of opening; Hold deposited new money for 90 days; New 360 Performance Savings customers; up to $2,000 per customer per 12 months | — | Nationwide | Apply |
 Bask Bank Interest Checking / SavingsBask Bank · Online-only · Online | $300$300 bonus ($50 x 6 statement cycles with $10,000 average balance) + 4.30% APY boost for 6 months | 4.30% | None | Open Oct 1 – Dec 31, 2026; Maintain $10,000 average balance across 6 statement cycles; qualifying activity each cycle; $250 minimum opening deposit | Dec 31, 2026 53d | Nationwide | Apply |
 HSBC Premier Relationship (Checking + Savings)HSBC · Online-only · Online | $2,500Tiered cash bonus up to $2,500 on new money ($1,500 at $100,000; $2,500 at $250,000) + $1,000 with HSBC Securities | — | $50 | Open Premier Checking + Savings; fund $100,000+ new assets by Dec 31, 2026; Maintain new money at least 90 days (offer measured to Mar 31, 2027); Opt in to HSBC marketing communications | Dec 31, 2026 53d | Nationwide | Apply |
 Ameriprise Checking AccountAmeriprise Financial · Online-only · Online | $400$400 bonus with $1,500 direct deposits in 90 days | — | None | Open on or after Oct 1, 2026; Receive $1,500 in direct deposits within 90 days; Stacks with savings bonus for up to $1,400 combined | — | Nationwide | Apply |
 Ameriprise Savings AccountAmeriprise Financial · Online-only · Online | $1,000Up to $1,000 bonus (tiers: $350 at $25,000; $650 at $50,000; $1,000 at $100,000 qualifying deposits) | — | None | Open on or after Oct 1, 2026; Deposit $25,000+ within 30 days and maintain qualifying balance 90 days | — | Nationwide | Apply |
 Chase Business Complete CheckingChase · Online-only · Online | $500Up to $500 bonus with new-money deposits ($500 at $10,000; lower tier at $5,000) | — | $15 | New business checking customer; Deposit $10,000 new money within 90 days and maintain through period | Jan 21, 2027 | Nationwide | Apply |
 Bank of America Business Performance CheckingBank of America · Online-only · Online | $750Up to $750 bonus ($400 at $5,000; $750 at $15,000 new-money deposits) | — | $11 | New small business checking customer; Deposit $5,000 ($400) or $15,000 ($750) new money by Dec 31, 2026 and maintain 90 days | Dec 31, 2026 53d | Nationwide | Apply |
 Capital One Business Basic CheckingCapital One · Online-only · Online | $500$500 bonus with code SBOFFER500 ($5,000 external deposit in 30 days + $5,000 balance 60 of next 90 days) | — | None | New customer; use code SBOFFER500; $5,000 in external deposits within 30 days of opening; Maintain $5,000 balance on at least 60 of the next 90 days | — | Nationwide | Apply |
 Wells Fargo Initiate Business CheckingWells Fargo · Online-only · Online | $825Up to $825 bonus ($400 at $2,500; $550 at $10,000; $825 at $25,000 qualifying deposits) | — | $15 | Apply by Nov 10, 2026; Deposit qualifying amount by day 30 and maintain through day 60; Complete at least 5 qualifying transactions | Nov 10, 2026 2d | Nationwide | Apply |
 U.S. Bank Business Essentials / Platinum CheckingU.S. Bank · Online-only · Online | $1,200$1,200 bonus with $25,000 new money (Platinum, code Q4DIG26); $400 tier at $5,000 (Essentials) | — | — | Apply Oct 1, 2026 – Jan 13, 2027 with code Q4DIG26; $25,000 new money in Platinum for $1,200, or $5,000 in Essentials for $400; Maintain qualifying balance per offer terms | Jan 13, 2027 | Nationwide | Apply |
 Bluevine Business CheckingBluevine · Online-only · Online | $500$500 cash bonus with referral code NW500 ($5,000 deposit in 30 days + 90-day activity requirement) | 3.00% | None | Open by Jan 31, 2027 with referral code NW500; Deposit $5,000 within 30 days; Meet one activity requirement (e.g. $5,000 eligible merchant deposits) every 30 days for 90 days | Jan 31, 2027 | Nationwide | Apply |
 Axos Basic Business CheckingAxos Bank · Online-only · Online | $200$200 cash incentive with code START200 (paid $50/month x 4 with $3,000 average balance) | — | None | Apply with code START200 by Jan 31, 2027; Maintain $3,000 average daily balance; Earn $50 in any four calendar months meeting activity rules (max $200) | Jan 31, 2027 | Nationwide | Apply |
 Truist Simple / Dynamic Business CheckingTruist Bank · Online-only · Online | $800Up to $800 bonus ($400 at $2,500; $800 at $10,000 deposit and maintenance) | — | — | New small business checking (no same-TIN account since Jul 14, 2025); $10,000 deposited within 30 days and maintained days 30–90 for $800 ($2,500 for $400) | Mar 24, 2027 | Nationwide | Apply |
 PNC Business Checking OffersPNC Bank · Online-only · Online | $1,000Up to $1,000 bonus ($400 at $2,000 average balance + 10 transactions; top tier Treasury Enterprise) | — | $12 | Offers expire Dec 31, 2026; $400 tier: $2,000 min average ledger balance + 10 qualifying transactions over 2 statement cycles; $1,000 tier: new Treasury Enterprise plan | Dec 31, 2026 53d | Nationwide | Apply |
 Chase Self-Directed InvestingJ.P. Morgan · Online-only · Online | $1,000$50/$5k, $150/$25k, $325/$100k, $1,000/$250k qualifying new money | — | None | Fund or roll over qualifying new money by 01/21/2027; Tiers: $5,000-$24,999 to $50 | $25,000-$99,999 to $150 | $100,000-$249,999 to $325 | $250,000+ to $1,000; Brokerage or IRA eligible | Jan 21, 2027 | Nationwide | Apply |
 Wells Fargo Premier Checking (brokerage balances count)Wells Fargo · National · In branch | $2,000$2,000 bonus with $250,000 qualifying linked balances (brokerage/IRA counts) | — | $35 | Open or upgrade to a Premier Checking account at a branch by 01/13/2027; Deposit and maintain $250,000 in qualifying linked account balances (checking, savings, brokerage, or IRA); $35 monthly service fee, waived with $250,000 linked balance | Jan 13, 2027 | Nationwide | Apply |
 Merrill Edge Cash BonusMerrill (Bank of America) · Online-only · Online | $1,000$1,000 cash bonus with offer code 1000BR | — | None | Must use offer code 1000BR when opening; $1,000 tier: $250,000 asset transfer, 90-day hold (higher tiers to $7,500 with 9-month hold); Brokerage or IRA | — | Nationwide | Apply |
 Citi Personal Wealth ManagementCiti · Online-only · In branch | $5,000Up to $5,000 on new-to-Citi assets ($500/$50k to $5,000/$2M) with required activities | — | — | Enroll by phone (1-833-350-2258); manual account setup; Minimum $50,000 new-to-Citi funds; tiers: $500/$50k, $1,000/$200k, $2,000/$500k, $3,000/$1M, $5,000/$2M+; Funds maintained ~3 months (can fund within 2 months of opening) | — | Nationwide | Apply |
 tastytrade Brokerage (Sweet Bonus)tastytrade · Online-only · Online | $2,000Up to $2,000 bonus by net deposit (tiers from $2,500; small tiers pay in TSTY stock) | — | None | Promo code SWEETBONUS at signup; Never previously a tastytrade/tastyworks customer; One-year hold on deposits for full bonus | — | Nationwide | Apply |
 CIT Bank Self-Directed InvestingCIT Bank · Online-only · Online | $750Up to $750 by initial deposit ($25/$1k to $750/$250k+); 60-day hold | — | None | Tiers: $25/$1k, $50/$5k, $100/$10k, $200/$50k, $350/$100k, $750/$250k+; Open from the offer link; one bonus per customer; Brokerage or IRA; 60-day hold | — | Nationwide | Apply |
 E*TRADE Brokerage PromoE*TRADE (Morgan Stanley) · Online-only · Online | $1,500Up to $1,500 for a limited time with code OFFER26 (fund by 10/31/26) | — | None | Open and fund a new brokerage account with a qualifying deposit by 10/31/2026; Promo code OFFER26; 12-month hold per offer terms; brokerage or IRA | ended | Nationwide | Apply |
 Public Brokerage Transfer MatchPublic · Online-only · Online | $10,0001% match on transferred assets, no cap (~$10,000 per $1M) | — | None | Transfer an existing brokerage account (ACATS); 5-year hold on matched assets; Public covers up to $100 in transfer fees | — | Nationwide | Apply |
 Betterment Investing RewardBetterment · Online-only · Online | $1,500Up to $1,500 by net qualified deposits ($100/$2.5k to $1,500/$200k); 3-year hold | — | — | New Betterment client (or existing client at $0 balance); Tiers: $100/$2.5k, $125/$10k, $150/$25k, then rising to $1,500 at $200,000; 3-year holding period on qualified deposits | — | Nationwide | Apply |
 TradeStation Trading WalkTradeStation · Online-only · Online | $3,500Up to $3,500 tiered cash reward (from $150/$5k); code 0148AGGL | — | None | Offer code 0148AGGL at signup; $150 reward from $5,000 qualifying funding; tiers scale to $3,500; 270-day hold per offer terms (separate $5k/60-day promo also listed) | — | Nationwide | Apply |
 Schwab Referral BonusCharles Schwab · Online-only · Online | $1,000Up to $1,000 by net deposit ($100/$25k to $1,000/$500k); needs a client referral code | — | None | Must be referred by an existing Schwab client and enroll with their code; Qualifying net deposit within 45 days of opening; Tiers: $100/$25k, $300/$50k, $500/$100k, $1,000/$500k | — | Nationwide | Apply |
 TradeUP New User PromoTradeUP Securities · Online-only · Online | —NVDA shares by deposit tier (1 share/$2k to 50 shares/$1M) — ends 10/31/26; 2%+1% cashback ended 9/30/26 | — | None | New accounts only, taxable (no IRA); Partner promo code or referral link required; Maintain deposit 30 consecutive days + 10 valid trades | ended | Nationwide | Apply |
