 Chime CheckingChime · Online-only · Online | $100$100 bonus after $200 in direct deposits (promo code PAID100) | 1.75% | None | Enter promo code PAID100 at signup; Receive at least $200 in direct deposits within 30 days of opening | — | Nationwide | Apply |
 SoFi Checking & SavingsSoFi · Online-only · Online | $400Up to $400 after $5,000 in direct deposits | 3.10% +0.90% 6-mo boost | None | Open a checking + savings pair; Receive $5,000 in direct or monthly deposits | Dec 31, 2026 | Nationwide | Apply |
 Ally Bank SavingsAlly · Online-only · Online | $100$100 bonus after 3 recurring monthly transfers | 3.00% | None | Open a savings account; Receive 3 back-to-back monthly recurring transfers into the account | Dec 31, 2026 | Nationwide | Apply |
 One BankingOne · Online-only · Online | $50$50 cashback after $500 in direct deposits | 3.75% | None | Open the One Banking pair; Receive $500 in direct deposits within 45 days | — | Nationwide | Apply |
 Moomoo BrokerageMoomoo · Online-only · Online | $1,000Up to $1,000 in NVDA stock by deposit tier | 8.10% 2-mo boost | None | Net deposit of $2,000 within 90 days; Hold the position for 60 days | — | Nationwide | Apply |
 Raisin Savings + CDRaisin · Online-only · Online | $1,000Tiered cash bonus: $40 / $100 / $200 / $425 / $900 by deposit size; up to $1,000 total with the Savings + CD Boost (code STACK) | — | None | Sign up with promo code STACK between Sep 1 and Sep 30, 2026; Deposit at least $10,000 within 14 days and maintain funds for 90 days; Optional +$100 boost: place at least $1,000 in a second product category (savings + CD) within 14 days | ended | Nationwide | Apply |
 Key Smart CheckingKeyBank · Regional · Online + branch | $300$300 bonus with $2,000 in direct deposits | 0.50% | None | Open with a $10 deposit; Receive $2,000 in direct deposits within 90 days | Dec 11, 2026 | AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA | Apply |
 Key Select CheckingKeyBank · Regional · Online + branch | $500$500 bonus with $5,000 in direct deposits (+$100 at renewal) | 0.05% | $25 | Open with a $50 deposit; Receive $5,000 in direct deposits within 90 days | Dec 11, 2026 | AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA | Apply |
 Business Advisor / Clearly Better Business CheckingCitizens Bank · Regional · Online + branch | $1,500Tiered bonus: $300 / $500 / $750 / $1,500 by deposit size | — | None | Make a single qualifying deposit and maintain the balance; Complete 5 transactions within 2 months of opening | ended | CT, DE, MA, MI, NH, NJ | Apply |
| HUEnhanced Business CheckingHudson Valley Credit Union · Regional · In branch | $1,500$1,500 bonus with a $7,500 average balance | 0.05% | $20 | Maintain a $7,500 average balance through the third month; Complete 10 transactions within 90 days | Nov 24, 2026 54d | NY | Apply |
 FSB Business CheckingFSB Bank · Regional · Online + branch | —Business checking bonus — see the FSB offer sheet | — | $8 | Maintain a $5,000 balance; Complete 30 transactions | — | IA | Apply |
 WaterStone Business CheckingWaterStone Bank · Regional · Online + branch | $1,000$300 to $1,000 bonus by deposit tier | — | $15 | Maintain a $5,000 balance; Complete 10 transactions | — | WI | Apply |
 Live Oak High-Yield Personal SavingsLive Oak Bank · Online-only · Online | $300$300 cash bonus for a limited time | 4.00% | None | Open a High-Yield Personal Savings account (no minimum to open); Bonus terms on the issuer offer page | — | Nationwide | Apply |
 EverBank Performance SavingsEverBank · Online-only · Online | —3.90% APY on all balances for new accounts | 3.90% | None | Open online or by phone; New-account rate; variable, may change without notice | — | Nationwide | Apply |
 UFB Portfolio SavingsUFB Direct · Online-only · Online | —Up to 3.46% APY with the checking + savings bundle | 3.26% | None | Open online (no minimum balance) | — | Nationwide | Apply |
 CIT Bank Platinum SavingsCIT Bank · Online-only · Online | —No cash bonus — tiered rate up to 3.75% APY | 0.25% tiered | None | Open with $100 minimum deposit | — | Nationwide | Apply |
