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Schwab Referral Bonus
Charles Schwab · Online-only · OnlineSign-up bonus
- Offer
- Up to $1,000 by net deposit ($100/$25k to $1,000/$500k); needs a client referral code
- Amount
- $1,000
- Minimum deposit
- $25,000
- Deposit window
- 45 days
- Starts
- Jan 1, 2026
- Ends
- —
Verified Oct 15, 2026 · issuer page
Fees & limits
- Annual fee
- $0
- Monthly fee
- None
- Waiver balance
- —
- Withdrawal limit
- —
- FDIC insured
- No
To qualify
- Must be referred by an existing Schwab client and enroll with their code
- Qualifying net deposit within 45 days of opening
- Tiers: $100/$25k, $300/$50k, $500/$100k, $1,000/$500k
- Schwab Bank Investor Checking does NOT qualify; 1-year hold per DoC
Availability
Nationwide