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Catalog last updated Sep 23, 2026, 8:22 AM UTCfigures cite issuer pages · rates change without notice

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CIT Bank Platinum Savings

CIT Bank · Online-only · Online

Sign-up bonus

Offer
No cash bonus — tiered rate up to 3.75% APY
Amount
Minimum deposit
Deposit window
Starts
Sep 1, 2026
Ends

Verified Sep 22, 2026 · issuer page

Interest

APY
3.75%
Rate type
tiered
Notes
3.75% APY on balances $5,000+; 0.25% below. $100 to open, no monthly fee.

APY tiers

  • 0.25% balance ≥ $0
  • 3.75% balance ≥ $5,000

Verified Sep 22, 2026 · issuer page

Fees & limits

Annual fee
Monthly fee
None
Waiver balance
Withdrawal limit
FDIC insured
Yes

To qualify

  1. Open with $100 minimum deposit

Availability

Nationwide

Apply at CIT Bank ↗