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U.S. Bank Business Essentials / Platinum Checking
U.S. Bank · Online-only · OnlineSign-up bonus
- Offer
- $1,200 bonus with $25,000 new money (Platinum, code Q4DIG26); $400 tier at $5,000 (Essentials)
- Amount
- $1,200
- Minimum deposit
- $25,000
- Deposit window
- —
- Starts
- Oct 1, 2026
- Ends
- Jan 13, 2027 89d
Verified Oct 15, 2026 · issuer page
Fees & limits
- Annual fee
- —
- Monthly fee
- —
- Waiver balance
- —
- Withdrawal limit
- —
- FDIC insured
- Yes
To qualify
- Apply Oct 1, 2026 – Jan 13, 2027 with code Q4DIG26
- $25,000 new money in Platinum for $1,200, or $5,000 in Essentials for $400
- Maintain qualifying balance per offer terms
Availability
Nationwide