Bank sign-up bonusesbeta
← all bank offers
UFB Portfolio Savings
UFB Direct · Online-only · OnlineSign-up bonus
- Offer
- No cash bonus — limited-time APY boost to 4.01% for up to 6 months (promo code UFB75; offer ends 10/31/26)
- Amount
- —
- Minimum deposit
- —
- Deposit window
- —
- Starts
- Sep 1, 2026
- Ends
- —
Verified Nov 8, 2026 · issuer page
Interest
- APY
- 4.01%
- Rate type
- boosted
- Notes
- 4.01% APY = 3.26% standard + 0.75% boost for up to 6 months with promo code UFB75 (offer ends 10/31/26); 3.26% APY on all balance tiers after the boost. No maintenance fees, no minimum to open. Online division powered by Axos Bank.
Boost
for 6 months — promo code UFB75; reverts to the 3.26% standard rate after the 6-month boost (offer ends 10/31/26)
Verified Nov 8, 2026 · issuer page
Fees & limits
- Annual fee
- —
- Monthly fee
- None
- Waiver balance
- —
- Withdrawal limit
- —
- FDIC insured
- Yes