Bank sign-up bonusesbeta

Sign-up bonus

Offer

$300 bonus with $2,000 in direct deposits

Amount

$300

Minimum deposit

$2,000

Deposit window

90 days

Starts

Jan 1, 2026

Ends

Dec 11, 2026 33d

Verified Oct 19, 2026 · issuer page

Interest

APY

—

Rate type

none

Notes

Not interest bearing — issuer's bonus-offers comparison table (https://www.key.com/personal/checking/checking-account-bonus-offers.html) prints APY: N/A for Key Smart Checking and the product page prints no rate (verified 2026-10-19). Stored 0.50% flat (as of 2026-09-22) no longer printed anywhere on the restructured key.com pages.

Verified Oct 19, 2026 · issuer page

Fees & limits

Annual fee

—

Monthly fee

None

Waiver balance

—

Withdrawal limit

—

FDIC insured

Yes

To qualify

1. Open with a $10 deposit
2. Receive $2,000 in direct deposits within 90 days
3. Open by 12/11/26 using offer code KDMA0526

Availability

AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA

Apply at KeyBank ↗