Bank sign-up bonusesbeta

Sign-up bonus

Offer

$25 per month for 12 months ($300 total) with $300+ monthly card spend; no direct deposit required

Amount

$300

Minimum deposit

—

Deposit window

—

Starts

Sep 1, 2026

Ends

—

Verified Oct 15, 2026 · issuer page

Interest

APY

—

Rate type

none

Notes

Cash-back style monthly payouts, not APY

Verified Oct 15, 2026 · issuer page

Fees & limits

Annual fee

—

Monthly fee

None

Waiver balance

—

Withdrawal limit

—

FDIC insured

No

To qualify

1. Fintech debit-card program (not a deposit account at signup)
2. $300+ in debit-card spend each month to earn that month's $25

Availability

Nationwide

Apply at Percapita ↗