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Raisin Savings + CD
Raisin · Online-only · OnlineSign-up bonus
- Offer
- Tiered cash bonus: $40 / $100 / $200 / $425 / $900 by deposit size; up to $1,000 total with the Savings + CD Boost (code STACK)
- Amount
- $1,000
- Minimum deposit
- $10,000
- Deposit window
- 14 days
- Starts
- Sep 1, 2026
- Ends
- Sep 30, 2026
Verified Sep 24, 2026 · issuer page
Interest
- APY
- —
- Rate type
- none
- Notes
- Platform with 100+ partner banks — per-product rates on the issuer sheet. Top standard rate 4.10% APY; 4.17% promo APY via a 60-day rate lock (CNB Bank) as of 2026-09-22.
Verified Sep 24, 2026 · issuer page
Fees & limits
- Annual fee
- —
- Monthly fee
- None
- Waiver balance
- —
- Withdrawal limit
- —
- FDIC insured
- Yes
To qualify
- Sign up with promo code STACK between Sep 1 and Sep 30, 2026
- Deposit at least $10,000 within 14 days and maintain funds for 90 days
- Optional +$100 boost: place at least $1,000 in a second product category (savings + CD) within 14 days
Availability
Nationwide