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Catalog last updated Nov 8, 2026, 8:01 AM UTCfigures cite issuer pages · rates change without notice

Bank sign-up bonusesbeta

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Raisin Savings + CD

Raisin · Online-only · Online

Sign-up bonus

Offer
New-customer bonus up to $1,000 with code STACK at sign-up
Amount
$1,000
Minimum deposit
$10,000
Deposit window
14 days
Starts
Oct 1, 2026
Ends
—

Verified Nov 8, 2026 · issuer page

Interest

APY
—
Rate type
none
Notes
Platform with 100+ partner banks — per-product rates on the issuer sheet. Top standard rate 4.10% APY; 4.17% promo APY via a 60-day rate lock (CNB Bank) as of 2026-09-22.

Verified Nov 8, 2026 · issuer page

Fees & limits

Annual fee
—
Monthly fee
None
Waiver balance
—
Withdrawal limit
—
FDIC insured
Yes

To qualify

  1. Sign up with promo code STACK (no end date published on issuer page)
  2. Deposit tier applies within 14 days; maintain funds 90 days for bonus payout

Availability

Nationwide

Apply at Raisin ↗