Bank sign-up bonusesbeta
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Chime Checking
Chime · Online-only · OnlineSign-up bonus
- Offer
- No cash bonus (PAID100 offer ended; $100 available via friend referral link)
- Amount
- —
- Minimum deposit
- —
- Deposit window
- —
- Starts
- Oct 17, 2026
- Ends
- —
Verified Oct 17, 2026 · issuer page
Interest
- APY
- 1.00%
- Rate type
- boosted
- Notes
- Savings account APY (Chime checking itself pays no interest): 1.00% standard, 3.00% Chime Plus, 4.00% Chime Prime with qualifying direct deposits
Boost
+3.00% — 4.00% APY with Chime Prime (free with $3,000+/mo qualifying direct deposits); 3.00% with Chime Plus
Verified Oct 17, 2026 · issuer page
Fees & limits
- Annual fee
- —
- Monthly fee
- None
- Waiver balance
- —
- Withdrawal limit
- —
- FDIC insured
- Yes
To qualify
- No promo code required — the $100 PAID100 signup offer is no longer printed on the product page
- $100 still available via referral: open through a friend's referral link and receive $200+ in qualifying direct deposits
Availability
Nationwide