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Catalog last updated Sep 22, 2026, 9:26 PM UTCfigures cite issuer pages · rates change without notice

Bank sign-up bonusesbeta

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One Banking

One · Online-only · Online

Sign-up bonus

Offer
$50 cashback after $500 in direct deposits
Amount
$50
Minimum deposit
$500
Deposit window
45 days
Starts
Jan 1, 2026
Ends

Verified Sep 22, 2026 · issuer page

Interest

APY
3.75%
Rate type
flat
Notes
3.75% APY on the savings balance

Verified Sep 22, 2026 · issuer page

Fees & limits

Annual fee
Monthly fee
None
Waiver balance
Withdrawal limit
FDIC insured
Yes

To qualify

  1. Open the One Banking pair
  2. Receive $500 in direct deposits within 45 days

Availability

Nationwide

Apply at One ↗