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Bank of America Advantage Plus Checking
Bank of America · Online-only · OnlineSign-up bonus
- Offer
- $500 cash bonus with $10,000 direct deposits (tiers: $100 at $2,000; $300 at $5,000)
- Amount
- $500
- Minimum deposit
- $10,000
- Deposit window
- 90 days
- Starts
- Aug 1, 2026
- Ends
- Jan 31, 2027 107d
Verified Oct 15, 2026 · issuer page
Interest
- APY
- 0.01%
- Rate type
- flat
- Notes
- No interest on checking; offer value is the bonus
Verified Oct 15, 2026 · issuer page
Fees & limits
- Annual fee
- —
- Monthly fee
- $12
- Waiver balance
- $1,500
- Withdrawal limit
- —
- FDIC insured
- Yes
To qualify
- Enroll in online and paperless banking
- $10,000 in qualifying direct deposits within 90 days of opening ($100/$300 tiers at $2,000/$5,000)
Availability
Nationwide