Ridgewood Savings Bank Mastercard® Business World Elite

Welcome bonus

• 500 USDafter $5,000 in 3 moone-time $500 cash back bonus awarded as a statement credit; new cardmembers only; the 90-day window begins on the date of the new account letter; excludes fees/interest, balance transfers, cash advances, convenience checks, disputed purchases, prepaid loads and cash equivalents

≈ $500 · issuer Nov 3, 2026 — estimate, not issuer guarantee.

Verified Nov 3, 2026 · source

Earning

• 3xTravel3% cash back on travel purchases; MCC-dependent (issuer footnote 5)
• 3xDining3% cash back on dining purchases; MCC-dependent (issuer footnote 5)
• 2xGas / Fuel2% cash back on gasoline and office supplies; MCC-dependent (issuer footnote 5)
• 1xOther1% cash back on all other purchases; no cap on cash back earned

Benefits

• No foreign transaction feeNo foreign transaction fee (Business World Elite; 1.5% on the Business Platinum siblings)

Redemption & terms

Typical value: 1 pt ≈ 1¢ issuer Sep 1, 2026

AU fee: unknown

Bonus rules: new-cardmember-only